A recent car insurance study discovered that almost 70% of insureds in Kentucky have purchased from the same company for a minimum of four years, and approximately 40% of consumers have never even shopped around for affordable coverage. American drivers could cut their rates by up to 46.5% a year by just comparing rate quotes, but they just don’t want to compare rates.
The best way to get the cheapest Mazda CX-9 insurance in Louisville is to start comparing prices yearly from companies who sell insurance in Kentucky. Rate comparisons can be done by following these steps.
- Step 1: Spend some time learning about the different coverages in a policy and the changes you can make to prevent expensive coverage. Many risk factors that are responsible for high rates such as traffic violations and an unacceptable credit score can be rectified by improving your driving habits or financial responsibility. This article gives information to help prevent expensive coverage and find overlooked discounts.
- Step 2: Get rate quotes from exclusive agents, independent agents, and direct providers. Exclusive agents and direct companies can only quote rates from one company like Progressive or Farmers Insurance, while independent agents can give you price quotes for a wide range of companies. Get quotes now
- Step 3: Compare the new rate quotes to your existing policy to see if cheaper CX-9 coverage is available in Louisville. If you can save money, ensure there is no coverage lapse between policies.
- Step 4: Notify your company or agent of your intent to cancel your current coverage and submit a down payment along with a completed application to the new company. As soon as you can, put the new proof of insurance paperwork along with your vehicle registration.
The key thing to know about shopping around is to compare similar deductibles and liability limits on every price quote and and to get price quotes from as many auto insurance providers as possible. This provides a fair rate comparison and maximum price selection.
To find the best car insurance rates, there are several ways of comparing rates from car insurance companies in your area. The simplest method to find the lowest Mazda CX-9 rates is to jump online and get quotes. When comparison shopping, obtaining a wide range of quotes increases the chance that you will find more affordable rates. Some smaller insurers do not give online price quotes, so you also need to get price estimates on coverage from those companies, too.
The companies in the list below offer free rate quotes in Kentucky. To buy the best cheap car insurance in Louisville, we suggest you visit several of them to get the best price comparison.
Mazda CX-9 detailed coverage information
The table displayed next outlines different insurance policy prices for Mazda CX-9 models. Having a good grasp of how rate quotes are established can assist in making smart choices when purchasing an auto insurance policy.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| CX-9 Sport 2WD | $352 | $624 | $440 | $26 | $132 | $1,574 | $131 |
| CX-9 Grand Touring 2WD | $352 | $736 | $440 | $26 | $132 | $1,686 | $141 |
| CX-9 Sport AWD | $352 | $736 | $440 | $26 | $132 | $1,686 | $141 |
| CX-9 Touring 2WD | $352 | $736 | $440 | $26 | $132 | $1,686 | $141 |
| CX-9 Touring AWD | $352 | $736 | $440 | $26 | $132 | $1,686 | $141 |
| CX-9 Grand Touring AWD | $392 | $736 | $440 | $26 | $132 | $1,726 | $144 |
| Get Your Own Custom Quote Go | |||||||
Premium data assumes single female driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Kentucky minimum liability limits. Discounts applied include multi-policy, homeowner, claim-free, multi-vehicle, and safe-driver. Premium costs do not factor in vehicle garaging location which can decrease or increase premiums greatly.
How high should deductibles be?
One frequently asked question is the level to set your comp and collision deductibles. The rates shown below approximate the cost difference between low and high deductibles. The first rate estimation uses a $100 physical damage deductible and the second price table uses a $1,000 deductible.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| CX-9 Sport 2WD | $318 | $508 | $326 | $20 | $98 | $1,295 | $108 |
| CX-9 Grand Touring 2WD | $318 | $598 | $326 | $20 | $98 | $1,385 | $115 |
| CX-9 Sport AWD | $318 | $598 | $326 | $20 | $98 | $1,385 | $115 |
| CX-9 Touring 2WD | $318 | $598 | $326 | $20 | $98 | $1,385 | $115 |
| CX-9 Touring AWD | $318 | $598 | $326 | $20 | $98 | $1,385 | $115 |
| CX-9 Grand Touring AWD | $354 | $598 | $326 | $20 | $98 | $1,421 | $118 |
| Get Your Own Custom Quote Go | |||||||
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| CX-9 Sport 2WD | $176 | $268 | $326 | $20 | $98 | $888 | $74 |
| CX-9 Grand Touring 2WD | $176 | $316 | $326 | $20 | $98 | $936 | $78 |
| CX-9 Sport AWD | $176 | $316 | $326 | $20 | $98 | $936 | $78 |
| CX-9 Touring 2WD | $176 | $316 | $326 | $20 | $98 | $936 | $78 |
| CX-9 Touring AWD | $176 | $316 | $326 | $20 | $98 | $936 | $78 |
| CX-9 Grand Touring AWD | $196 | $316 | $326 | $20 | $98 | $956 | $80 |
| Get Your Own Custom Quote Go | |||||||
Data rating is based on married male driver age 30, no speeding tickets, no at-fault accidents, and Kentucky minimum liability limits. Discounts applied include homeowner, multi-policy, claim-free, multi-vehicle, and safe-driver. Rate information does not factor in your specific Louisville location which can modify price quotes noticeably.
Using the data above, we can ascertain that using a $100 deductible would cost the average driver about $36 more each month or $432 each year than choosing the higher $1,000 deductible. Because you would pay $900 more out-of-pocket with a $1,000 deductible as compared to a $100 deductible, if you go at least 25 months between claim filings, you would most likely save money if you choose the higher deductible.
Car insurance premiums by gender
The chart below visualizes the comparison of Mazda CX-9 insurance prices for male and female drivers. The data is based on no accidents, no driving violations, comprehensive and collision coverage, $100 deductibles, drivers are not married, and no policy discounts are applied.
Shop online but buy locally
Many drivers would rather buy from a licensed agent. One of the benefits of comparing insurance prices online is that you can find cheap rate quotes and still have an agent to talk to. And providing support for local agencies is important particularly in Louisville.
To find an agent, once you fill out this simple form, your coverage information is transmitted to local insurance agents that can give you free Louisville auto insurance quotes and help you find cheaper coverage. There is no reason to search for an agent as quotes are delivered to you directly. You can find the lowest rates and work with a local agent. If for some reason you want to quote rates from one company in particular, don’t hesitate to visit that company’s website and give them your coverage information.
Shown below are agents in Louisville that are able to give price quote information for Mazda CX-9 insurance in Louisville.
- Richard White – State Farm Insurance Agent
2420 Lime Kiln Ln Ste E – Louisville, KY 40222 – (502) 326-9800 – View Map - Milt Nugent – State Farm Insurance Agent
1005 Dupont Square N – Louisville, KY 40207 – (502) 897-6426 – View Map - Jeremy Graham – State Farm Insurance Agent
5438 New Cut Rd Ste 102 – Louisville, KY 40214 – (502) 368-6529 – View Map - Logan, Stanley – Logan Lavelle Hunt Insurance
11420 Bluegrass Pkwy – Louisville, KY 40299 – (502) 499-6880 – View Map
Picking the best company requires more thought than just a low price. These are some questions your agent should answer.
- Which family members are covered?
- How are claims handled?
- Do they have 24-hour customer assistance?
- What kind of financial rating does the company have?
- Do they specialize in personal lines auto insurance in Louisville?
- Do they carry Errors and Omissions coverage?