Compare Chevy Silverado Insurance Rate Quotes in Louisville

Did a good deal turn into an expensive car insurance policy? Don’t sweat it because many consumers are feeling buyer’s remorse and feel like there’s no way out.

Insurance rates Chevy Silverado in LouisvilleIt’s safe to conclude that insurance companies don’t want you to look for a cheaper policy. People who shop around for the cheapest rate are likely to buy a different policy because there is a good chance of finding a lower-priced company. Remarkably, a study showed that drivers who compared rates once a year saved $865 annually as compared to drivers who never compared prices.

If saving money on insurance in Louisville is your objective, then knowing how to shop and compare insurance premiums can make it simple to find affordable coverage.

You have so many insurance companies to insure vehicles with, and though it is a good thing to have a choice, it can be more challenging to locate the cheapest rates for Chevy Silverado insurance in Louisville.

It’s a good idea to check car insurance prices quite often because prices tend to go up over time. Despite the fact that you may have had the best deal on Chevy Silverado insurance in Louisville a year ago there may be better deals available now. You can find a lot of information about Silverado insurance on the web, but by reading this article, you’re going to learn a lot of great tips on how to put money back in your pocket.

Companies offering cheap Chevy Silverado price quotes in Louisville, KY

The following companies can provide price comparisons in Louisville, KY. If you want to find cheaper car insurance in Louisville, KY, we suggest you click on several of them to find the most competitive auto insurance rates.

Chevy Silverado insurance rates and statistics

The coverage information shown next showcases detailed analysis of insurance costs for Chevy Silverado models. Having a better understanding of how insurance quotes are determined is important for you to make smart buying decisions.

Chevrolet Silverado Insurance Rates in Louisville, KY
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Silverado LS Regular Cab 2WD $204 $282 $484 $28 $144 $1,142 $95
Silverado LS Regular Cab 4WD $204 $282 $428 $26 $128 $1,068 $89
Silverado LT Regular Cab 2WD $234 $342 $484 $28 $144 $1,232 $103
Silverado LT Regular Cab $234 $342 $484 $28 $144 $1,232 $103
Silverado LS Extended Cab 4WD $234 $342 $428 $26 $128 $1,158 $97
Silverado LT Extended Cab 4WD $234 $342 $428 $26 $128 $1,158 $97
Silverado LT Extended Cab 2WD $234 $342 $484 $28 $144 $1,232 $103
Silverado LS Extended Cab 2WD $234 $342 $484 $28 $144 $1,232 $103
Silverado LT Crew Cab 4WD $264 $404 $428 $26 $128 $1,250 $104
Silverado LS Crew Cab 2WD $264 $404 $484 $28 $144 $1,324 $110
Silverado LS Crew Cab 4WD $264 $404 $428 $26 $128 $1,250 $104
Silverado LT Crew Cab 2WD $264 $404 $484 $28 $144 $1,324 $110
Silverado LTZ Extended Cab 2WD $264 $404 $484 $28 $144 $1,324 $110
Silverado LTZ Extended Cab 4WD $264 $404 $428 $26 $128 $1,250 $104
Silverado LTZ Crew Cab 2WD $264 $404 $484 $28 $144 $1,324 $110
Silverado LTZ Crew Cab 4WD $264 $404 $428 $26 $128 $1,250 $104
Silverado Crew Cab Hybrid 2WD $264 $466 $428 $26 $128 $1,312 $109
Silverado Crew Cab Hybrid 4WD $294 $466 $428 $26 $128 $1,342 $112
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Premium data assumes single male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Kentucky minimum liability limits. Discounts applied include homeowner, safe-driver, multi-policy, multi-vehicle, and claim-free. Estimates do not factor in specific garaging location which can affect insurance rates significantly.

Gender-based auto insurance rates

The example below compares Chevy Silverado insurance costs for male and female drivers. Data assumes no tickets, no at-fault accidents, full physical damage coverage, $100 deductibles, single marital status, and no discounts are taken into consideration.

Discount Louisville insurance quotes

Insurance can cost an arm and a leg, but there could be available discounts that you may not even be aware of. Certain discounts will be triggered automatically when you purchase, but a few must be manually applied in order for you to get them. If you don’t get every credit you qualify for, you may be paying too high a price.

Policy discounts save money, but most discounts do not apply to the entire policy premium. A few only apply to individual premiums such as comprehensive or collision. So despite the fact that it appears you can get free auto insurance, you aren’t that lucky.

The information below shows the comparison of Chevy Silverado insurance costs with and without discounts applied. The rates are based on a female driver, no driving violations, no at-fault accidents, Kentucky state minimum liability limits, comp and collision included, and $1,000 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with safe-driver, multi-policy, homeowner, multi-car, marriage, and claim-free discounts applied.

A few companies that have some of the above discounts include:

If you need the cheapest Chevrolet Silverado rate quotes, ask each company or agent which discounts they offer. Depending on the company, some discounts might not be available to policyholders in Louisville. For a list of insurance companies with discount insurance rates in Kentucky, click here to view.

What if I want to buy from local Louisville insurance agencies?

Many drivers just prefer to talk to an insurance agent and often times that is recommended A good thing about comparing rates online is you can get lower auto insurance rates and also buy local. And buying from neighborhood agents is important especially in Louisville.

Insurance agency in LouisvilleFor easy comparison, once you complete this simple form, your coverage information is sent to agents in your area who will give you quotes and help you find cheaper coverage. You never need to even leave your home due to the fact that quote results will go to your email. You can find better rates and an insurance agent to talk to. If you have a need to get a rate quote from a specific car insurance provider, feel free to go to their quote page and submit a quote form there.

Is an exclusive or independent car insurance agent right for you?

If you are searching for a reputable agency, it helps to know the two types of insurance agents and how they work. Insurance agencies in Louisville can be categorized as either independent agents or exclusive agents.

Independent Agencies or Brokers

Agents that choose to be independent are not employed by one company so as a result can place your coverage with an assortment of companies and help determine which has the cheapest rates. If you are not satisfied with one company, the agent simply finds a different carrier which makes it simple for you. When shopping rates, we recommend you include rate quotes from multiple independent agents in order to have the best price comparison.

Below is a small list of independent insurance agents in Louisville who may provide competitive price quotes.

6409 Dutchmans PkwyLouisville, KY 40205(502) 454-7283View Map

13000 Equity Pl #201Louisville, KY 40223(502) 254-3332View Map

10602 Timberwood Cir # 14Louisville, KY 40223(502) 426-5887View Map

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Exclusive Insurance Agencies

These agents can only provide one company’s prices and examples are State Farm, Allstate and AAA. Exclusive agents are unable to compare rates from other companies so they are skilled at selling on more than just price. They are usually quite knowledgeable in insurance sales which helps them compete with independent agents.

Listed below is a list of exclusive agents in Louisville that are able to give price quotes.

Brandon Warren – State Farm Insurance Agent
12342 Shelbyville RdLouisville, KY 40243(502) 254-9300View Map

1802 Farnsley RdLouisville, KY 40216(502) 448-0202View Map

1005 Dupont Square NLouisville, KY 40207(502) 897-6426View Map

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Picking an auto insurance agent shouldn’t rely on just a cheap price. Below are some questions you should ask.

If you receive answers to your satisfaction to your questions as well as a affordable price, chances are good that you have found a car insurance agent that meets the requirements to insure your vehicles.

Don’t give up on affordable rates

We’ve covered many ideas to find lower-cost Chevy Silverado insurance in Louisville. The key concept to understand is the more price quotes you have, the better your comparison will be. Drivers may even discover the most savings is with the least-expected company. They may only write in your state and offer lower rates compared to the large companies like Progressive and GEICO.

As you restructure your insurance plan, it’s not a good idea to sacrifice coverage to reduce premiums. There are too many instances where drivers have reduced liability limits or collision coverage and learned later that the small savings ended up costing them much more. The ultimate goal is to purchase a proper amount of coverage at an affordable rate, not the least amount of coverage.

How to find affordable quotes for Chevy Silverado insurance in Louisville

To save the most money, the best way to get discount Chevy Silverado insurance is to compare prices at least once a year from companies that insure vehicles in Louisville. You can shop around by following these guidelines.

First, try to learn a little about how companies set rates and the measures you can take to lower rates. Many risk factors that cause high rates such as accidents, traffic violations, and an unacceptable credit score can be rectified by paying attention to minor details.

Second, compare rates from direct, independent, and exclusive agents. Direct companies and exclusive agencies can only quote rates from one company like GEICO and Allstate, while independent agencies can quote prices from multiple insurance companies.

Third, compare the quotes to your existing policy to see if you can save by switching companies. If you find a better price and buy the policy, make sure there is no lapse between the expiration of your current policy and the new one.

One thing to point out is to try to compare the same level of coverage on each price quote and and to get price quotes from as many companies as you can. This guarantees a fair rate comparison and many rates to choose from.

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